Being injured on the job can be devastating for numerous reasons. Not only do you have to deal with the pain and suffering from your injury, but you might miss several days or even weeks of work and have medical bills that rack up quickly. Depending on the circumstances of your injury, workers’ compensation may cover you. In some cases, you may have difficulty collecting the compensation you are owed, and that’s when you should work with a personal injury attorney. This guide will discuss the steps to take in order to file a workers’ compensation claim and how an experienced attorney can assist you.
Pennsylvania Work-Related Injuries
A workplace injury is an injury that a worker sustains while on the job or en route to or from their job. The worker must be an employee and not an independent contractor and meet the criteria for being insured.According to the Bureau of Labor Statistics, in 2017 there were 141 recordable workplace injuries and 172 workplace fatalities in Pennsylvania. Almost 30% of non-fatal injuries resulted in the employee missing days from work.
These injuries can alter a person’s life significantly and impact their ability to support themselves and their loved ones. In order to counteract the bills, missed work, and other losses, victims of workplace injuries may be entitled to a settlement that will minimize their financial struggle.
Though most work-related injuries are covered by an employer’s workers’ compensation insurance, there are exceptions that employees should be aware of. In Pennsylvania, the following injuries are not covered by workers’ compensation:
- Purposefully self-inflicted injuries
- Caused by a co-worker intentionally harming an employee
- Due to illegal consumption of drugs or alcohol
- Resulting from an assault unrelated to the job
- Caused by the injured employee breaking the law
Outside of these exceptions, your injuries will be covered under your employer’s workers’ compensation insurance. After being injured, it’s important to take immediate action in order to file a workers’ compensation claim.
Steps for Filing a Workers’ Compensation Claim
Follow this procedure after being injured at work in order to receive the compensation you are owed.
Seek Medical Attention
Your health and well-being are paramount after a work-related accident. Contact an ambulance if necessary or have someone drive you to the hospital. Medical professionals will perform a full evaluation in order to spot and treat the injuries you’ve sustained. Be sure to request copies of your medical records and keep all the bills you’ve incurred due to the injury. This will serve as verified documentation of your injuries that will be crucial when filing a workers’ compensation claim.